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Who Pays For A Chiropractor After A Car Accident in San Diego

San Diego Personal Injury Attorney  ► Blog  ►  Who Pays For A Chiropractor After A Car Accident in San Diego

April 2, 2024 | Ashley Rae Rawlins
Who Pays For A Chiropractor After A Car Accident in San Diego

A chiropractor is often necessary after a San Diego car accident, but who's responsible for the medical expenses? Car accident injuries will change your life forever. A car accident settlement is typically the only way to get a semblance of life back.

Car accident settlements are monetary rewards from the court to help car accident victims regain their lives. Car accidents and the medical treatments you must endure afterward

Having involvement in a vehicular accident is painful and scary. These can either be minor or major and may require a chiropractor. But who pays for a chiropractor after an accident?

One of the most popular or perhaps the best medical treatment for injuries inflicted by a car accident is chiropractic therapy. Nevertheless, be mindful that chiropractic therapy is not free. A car accident chiropractor settlement helps life return to normal.

What Does a Chiropractor Do?

A chiropractor can provide various treatments to help car accident victims manage pain, promote healing, and restore proper function to the musculoskeletal system. Some of the key things a chiropractor may do for car accident victims include:

Spinal manipulation

Chiropractors use controlled force to adjust the spine and restore proper alignment, which can help alleviate pain and improve mobility.

Soft tissue therapy

Techniques such as massage, stretching, and trigger point therapy can help reduce muscle tension, inflammation, scar tissue formation, and other things to help soft tissue injuries heal. Chiropractors treat all underlying injury from the vehicle collision.

Exercise and rehabilitation

Chiropractors may prescribe specific exercises and stretches to help patients regain strength, flexibility, and range of motion in affected areas.

Pain management

Chiropractors may use various modalities, such as heat/cold therapy, ultrasound, or electrical stimulation, to help manage pain and promote healing. They rely on diagnostic test results to determine treatment.

Posture and ergonomic advice

Chiropractors can provide guidance on maintaining proper posture and ergonomics to prevent further strain or injury during the recovery process.

Referral to other specialists

If necessary, a chiropractor may refer car accident victims to other healthcare professionals, such as orthopedists, neurologists, or pain management specialists, for additional treatment.

Documentation

Chiropractors can provide detailed documentation of a patient's injuries, treatment plan, and progress, which may be necessary for insurance claims or legal proceedings related to the car accident.

The Cost of Chiropractic Therapy

Many factors go along with the expenses that chiropractic care may entail. Some of those factors are the following:

  • MRI
  • X-rays
  • The period of recovery
  • Number of sessions
  • Chiropractic clinic location
  • The credentials of the chiropractor

Some treatments require the patient to be equipped with very particular tools for higher recovery efficiency.

These factors constitute the overall cost, so you must know them when claiming compensation.

The cost of chiropractic therapy can vary significantly depending on several factors, such as the chiropractor's experience, the clinic's location, and the specific treatments required for your recovery.

Prices:

  • Low-end cost per session: $19
  • High-end cost per session: $491.54
  • Factors influencing cost:
    • Chiropractor's experience and qualifications
    • Clinic's location
    • Number of sessions needed for full recovery
    • Special procedures or tests (e.g., MRIs, x-rays)
    • Necessity of specific physical therapy tools and equipment
    • Presence of a legal case and insurance involvement
    • Specific treatments received
    • Ongoing treatment plan vs. one-time visit

Who to charge for the chiropractic treatment after an accident?

Usually, the insurance policy provider or the victim will have to shoulder the chiropractic treatment costs after an accident. However, there must be solid evidence that chiropractic treatment is essential for your recovery.

Convincing the other party's insurance coverage or even the jury that you need chiropractic therapy can be challenging.

This can be resolved through detailed testimonials. It must answer the following questions:

  • What symptoms did you feel after the accident?
  • Do you have previous data on chiropractic treatments?
  • Do you have an updated invoice for your chiropractic treatments?

Drivers who are hurt during the accident might need chiropractic care prior to and following a settlement with the insurance company, which can pave the way for setbacks in reevaluating the best settlement amount to go for.

Benefits of Chiropractor Services For San Diego Car Accident Injuries

In addition to the treatments and services mentioned earlier, chiropractic care can offer several benefits to car accident victims:

Non-invasive treatment

Chiropractic care provides a non-invasive alternative to surgery or prescription medications, which may have undesirable side effects or longer recovery times.

Reduced inflammation

Chiropractic adjustments and soft tissue therapies can help reduce inflammation in the affected areas, promoting faster healing and pain relief.

Improved range of motion

Chiropractic care can address misalignments and muscle tension, helping restore proper joint function and improve the overall range of motion.

Scar tissue prevention

Soft tissue therapies provided by chiropractors can help prevent the formation of excessive scar tissue, which may lead to chronic pain and stiffness. These serious injuries are excruciating.

Headache relief

Car accidents often result in tension headaches or migraines due to whiplash or neck strain. Chiropractic adjustments can help alleviate these symptoms.

Customized treatment plans

Chiropractors develop personalized treatment plans based on each patient's specific injuries, ensuring targeted care for optimal recovery.

Long-term benefits

Chiropractic care not only addresses immediate pain and symptoms but also focuses on long-term health and prevention of future issues related to car accident injuries.

Improved overall well-being

Chiropractic care can improve the overall physical and mental well-being of car accident victims by addressing pain and promoting healing.

How Does a Car Accident Lawyer Help When You Need a Chiropractor After a Car Accident?

A car accident lawyer can help you get your chiropractor paid by assisting with the following:

Communicating with insurance companies: Your lawyer can handle correspondence with the insurance companies involved, ensuring that all necessary documentation is provided and that your claim is properly filed.

Negotiating with insurance adjusters: Insurance adjusters may attempt to minimize or deny your claim for chiropractic care. Your lawyer can negotiate on your behalf to ensure that you receive fair compensation for your treatment.

Gathering evidence: Your lawyer can help collect evidence to support your claim, such as medical records, police reports, witness statements, and expert testimony, to demonstrate the necessity of your chiropractic care.

Proving liability: In some cases, the insurance company may dispute who is at fault for the accident. Your lawyer can work to prove the other party's liability, increasing the likelihood that your chiropractic care will be covered.

Representing you in court: If a fair settlement cannot be reached with the insurance company, your lawyer can represent you in court to fight for the compensation you deserve, including payment for your chiropractic treatment.

Advising you on the claims process: Your lawyer can guide you through the complex claims process, ensuring that you meet all deadlines and requirements, and can advise you on the best course of action to ensure your chiropractic care is paid for.

Maximizing your compensation: By thoroughly evaluating your case and damages, an experienced car accident lawyer can help you recover the maximum compensation available for your injuries, including the cost of your chiropractic treatment.

You may need to visit an emergency room for a chiropractic exam and treatment schedules will vary.

What’s Next?

The fees associated with chiropractic therapy can have a significant financial impact on a victim of a vehicular accident, especially when considering the long-term nature of the treatment. Navigating the complex process of having your chiropractic sessions covered by the at-fault party's insurance company or your own health insurance can be an overwhelming and daunting task. This is where the expertise of a personal injury lawyer becomes invaluable.

Rawlins Law Accident & Injury Attorneys, a premier personal injury law firm, is dedicated to guiding you through the intricate process of covering your chiropractic care as part of your personal injury case. Our experienced attorneys understand the physical, emotional, and financial toll that a car accident can take on your life, and we are committed to fighting for the compensation you deserve.

One of the key advantages of working with Rawlins Law Accident & Injury Attorneys is our free consultation policy. We believe that you should have access to legal advice without worrying about upfront costs. During your free consultation, our knowledgeable lawyers will assess your case, explain your rights, and outline the steps necessary to ensure that the appropriate insurance provider covers your chiropractic treatment, whether it be the at-fault party's insurance or your health insurance.

Don't let the financial burden of chiropractic care add to the stress of your recovery. Call Rawlins Law Accident & Injury Attorneys today at 858-529-5872 to schedule your free consultation and take the first step toward securing the coverage you need for your chiropractic treatment and overcoming our legal challenges.

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Ashley Rae Rawlins

Founder and CEO - Rawlins Law Accident & Injury Attorneys, APC

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